Russian Banking System, 3d Quarter 2010

Report Summary

The purpose of this report is to provide the fullest practical information regarding the condition of the Russian banking system in the 3rd quarter of 2010. The report provides a significant amount of factual information on the banking system condition over the last year that allows us to understand the current trends in the banking system

The report provides a reader with an opportunity to:

1) See the trends in the banking system

2) Have a substantial volume of information on the Russian banking system for a reader's own judgements

3) See opinions, presented in the report, of experts with experience in the local banking industry

The report also will give a wide range of credit financing programs of small and medium-sized businesses and major changes that have occurred over the last year.

Table Of Contents

1.  Current market situation, macro economic tendencies
    1.1 Review of current situation in banking system of RF
    1.2 Principle tendencies, observed in banking system
        1.2.1    Consolidation of the banking structures within the last year
        1.2.2    Foreign capital
        1.2.3    Profitability of Russian banks
        1.2.4    Increase in volume of the overdue indebtedness
        1.2.5    Reduction in interest rate of the attracted deposits in 2010
        1.2.6    Interest rates on credit have been decreased, but remain at the high level
        1.2.7    Volume and quantity of mortgage loans have been slightly increased
        1.2.8    State is less financing the banking sector
        1.2.9    Volumes of the funds attracted by the banking system have been increased
        1.2.10  Considerable decrease in volume of credit financing of small and medium-sized enterprises
        1.2.11  The list of banks which may provide credits for small and medium-sized enterprises

2. Annex 1: Actual data on banking system
   2.1    Official bank rate of the Central Bank of RF
   2.2    Required volume of the obligatory reserves of CB banks
   2.3    Interest rate on secured credit of CB
   2.4    Official historical rate of ruble against USA dollar
   2.5    Residential loans, granted by banks
   2.6    Mortgage loans, granted by banks
   2.7    Number and structure of credit organizations
   2.8    Number of operating credit organizations with foreign capital attraction
   2.9    Classification of credit organizations according to the authorized capital size
   2.10    Separate indices of the credit organizations activity
   2.11    Volume of deposits attracted by the credit organizations from the natural persons
   2.12    Volume of funds attracted from the organizations
   2.13    Volume weighted interest rates on the deposits attraction from the natural persons and organizations in rubles (%annual)
   2.14     Volume weighted interest rates on the deposits attraction from the natural persons and organizations in USA dollars (% annual)
   2.15    Volume weighted interest rates on loans granted for the natural persons and organizations in rubles
   2.16    Volume weighted interest rates on loans granted for the natural persons and organizations in USA dollars
   2.17    Foreign debt of RF
   2.18    Foreign debt of RF in foreign and national currency
   2.19    Foreign debt of RF on the maturity date