Personal Accident and Health Insurance in Chile, Key Trends and Opportunities to 2016

•  The report provides in depth market analysis, information and insights into the Chilean personal accident and health insurance market, including:
• The Chilean personal accident and health insurance market’s growth prospects by personal accident and health insurance categories
• The various distribution channels in the Chilean personal accident and health insurance market
• The competitive landscape in the personal accident and health insurance market
• A description of the personal accident and health reinsurance market in Chile

Executive summary

The Chilean personal accident and health insurance segment recorded strong growth in gross written premiums during the review period (2007–2011). This growth was driven by the country’s implementation of compulsory personal accident insurance, the rising health awareness among consumers and the increasing volume of outbound tourists from Chile. The country’s stable macroeconomic environment is expected to drive the growth of personal accident and health insurance over the forecast period. In addition, the segment will benefit from the country’s increasing consumer healthcare expenditure, obligatory personal accident insurance and favorable regulatory framework.

Scope

• This report provides a comprehensive analysis of the personal accident and health insurance market in Chile:
• It provides historical values for the Chilean personal accident and health insurance market for the review period (2007–2011) and forecast period (2012–2016)
• It offers a detailed analysis of the key sub-segments in the Chilean personal accident and health insurance market, along with market forecasts until 2016
• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions
• It analyses the various distribution channels for personal accident and health insurance products in Chile
• Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Chile for the personal accident and health insurance business
• It provides a detailed analysis of the reinsurance market in Chile and its growth prospects
• It profiles the top personal accident and health insurance companies in Chile and outlines the key regulations affecting them

Key highlights

• The steady growth in GDP and annual disposable income levels in Chile supported the expansion of the country’s personal accident and health insurance segment during the review period.
• The country’s improving health awareness and increasing annual disposable income will together encourage more citizens to purchase personal accident and health insurance products over the forecast period.
• Changing lifestyle patterns and improving health awareness among the Chilean population is encouraging more healthcare expenditure among citizens in the country. The demand for travel insurance in Chile has increased due to the rising volume of outbound tourists in the country.
• The SVS made personal accident insurance mandatory for all motor owners, who must purchase obligatory insurance at the same time as they acquire vehicle registration.
• Metlife Chile Seguros de Vida SA is the leading foreign insurer in Latin America, and is providing tough competition to the dominant local insurers in the country. The other leading Chilean personal accident and health insurance companies include BICE Vida, EuroAmerica, Cardif, BCI Vida, Security Vida, Santander, Sura, Cruz del Sur and ACE Seguros de Vida.

Reasons to buy

• Make strategic business decisions using in depth historic and forecast market data related to the Chilean personal accident and health insurance market and each sector within it
• Understand the demand-side dynamics, key market trends and growth opportunities within the Chilean personal accident and health insurance market
• Assess the competitive dynamics in the personal accident and health insurance market, along with the reinsurance segment
• Identify the growth opportunities and market dynamics within key product categories
• Gain insights into key regulations governing the Chilean insurance market and its impact on companies and the market's future

Table of contents

1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Chilean Insurance Industry Attractiveness
3.1 Insurance Industry Segment Size, 2007–2016
3.2 Key Industry Trends and Drivers
3.2.1 Business drivers
3.2.2 Consumer drivers
3.3 Recent Market Developments

4 Personal Accident and Health Insurance Segment Outlook
4.1 Personal Accident and Health Insurance Growth Prospects by Category
4.2 Personal Accident Insurance Category
4.3 Travel Insurance Category
4.4 Health Insurance Category

5 Analysis by Distribution Channel
5.1 Direct Marketing Channel
5.2 Bancassurance Channel
5.3 Agencies Channel
5.4 E-Commerce Channel
5.5 Brokers Channel
5.6 Other Channels

6 Regulatory Policies

7 Porter’s Five Forces Analysis: Chilean Personal Accident and Health Insurance Segment
7.1 Bargaining Power of Supplier: Low
7.2 Bargaining Power of Buyer: Medium
7.3 Barriers to Entry: Medium
7.4 Intensity of Rivalry: Medium to High
7.5 Threat of Substitutes: Low

8 Reinsurance Growth Dynamics and Challenges
8.1 Reinsurance segment size, 2007–2016
8.2 Reinsurance segment size by type of insurance, 2007–2016

9 Competitive Landscape and Strategic Insights
9.1 Overview
9.2 Leading Companies in the Chile Personal Accident and Health Insurance Segment
9.3 Comparison of Top Five Insurers
9.3.1 Gross written premium
9.4 MetLife Chile Seguros de Vida – Company Overview
9.4.1 MetLife Chile Seguros de Vida – key facts
9.5 BICE Vida Compañía de Seguros SA – Company Overview
9.5.1 BICE Vida Compañía de Seguros SA – key facts
9.6 Compañía de Seguros Cardif Chile – Company Overview
9.6.1 Compañía de Seguros Cardif Chile – key facts
9.7 BCI Seguros Generales SA – Company Overview
9.7.1 BCI Seguros Generales SA – key facts
9.8 Santander Seguros de Vida SA – Company Overview
9.8.1 Santander Seguros de Vida SA – key facts
9.9 Seguros de Vida Sura SA – Company Overview
9.9.1 Seguros de Vida Sura SA – key facts
9.1 Compañía de Seguros de Vida Cruz Del Sur SA – Company Overview
9.10.1 Compañía de Seguros de Vida Cruz Del Sur SA – key facts

10 Business Environment and Country Risk
10.1 Business Confidence
10.1.1 Segment capitalization trend – Santiago Stock Exchange (SSE), Chile
10.2 Economic Performance
10.2.1 GDP at constant prices (US dollar)
10.2.2 GDP per capita at constant prices (US dollar)
10.2.3 GDP at current prices (US dollar)
10.2.4 GDP per capita at current prices (US dollar)
10.2.5 GDP by key sectors
10.2.6 Agricultural net output at current prices (Chilean peso)
10.2.7 Agricultural net output at current prices (US dollar)
10.2.8 Agricultural net output at current prices as a percentage of GDP
10.2.9 Manufacturing net output at current prices (Chilean peso)
10.2.10 Manufacturing net output at current prices (US dollar)
10.2.11 Manufacturing net output at current prices as a percentage of GDP
10.2.12 Mining, manufacturing and utilities net output at current prices (Chilean peso)
10.2.13 Mining, manufacturing and utilities at current prices (US dollar)
10.2.14 Mining, manufacturing and utilities at current prices as percentage of GDP
10.2.15 Construction net output at current prices (Chilean peso)
10.2.16 Construction net output at current prices (US dollar)
10.2.17 Construction net output at current prices as a percentage of GDP
10.2.18 Inflation rate
10.2.19 Current account balance as a percentage of GDP
10.2.20 Exports as a percentage of GDP
10.2.21 Imports as a percentage of GDP
10.2.22 Exports growth
10.2.23 Imports growth
10.2.24 Annual average exchange rate US$–CLP
10.2.25 End-of-period exchange rate US$–CLP
10.3 Infrastructure Quality and Availability
10.3.1 Total airports and sea ports
10.3.2 Railways and roadways
10.3.3 Vehicle production volume
10.3.5 Automotive component exports trend
10.3.6 Automotive component imports trend
10.3.7 Passenger car penetration
10.3.8 Healthcare expenditure
10.3.9 Healthcare expenditure as a percentage of GDP
10.3.10 Healthcare expenditure per capita
10.3.11 Total internet subscribers
10.4 Labor Force
10.4.1 Labor force
10.4.2 Unemployment rate
10.5 Demographics
10.5.1 Annual disposable income
10.5.2 Annual per capita disposable income
10.5.3 Total population
10.5.4 Urban and rural population
10.5.5 Females as a percentage of the total population
10.5.6 Males as a percentage of the total population
10.5.7 Mean age of the population
10.5.8 Median age of population
10.5.9 Population density
10.5.10 Age distribution of the total population
10.5.11 Age distribution of the male population
10.5.12 Age distribution of the female population
10.5.13 Number of households
10.6 Political and Social Risk
10.6.1 Political stability
10.6.2 Terrorism index
10.6.3 Transparency index

11 Appendix
11.1 Methodology
11.2 Contact Us
11.3 About Timetric
11.4 Disclaimer

List of Tables

Table 1: Insurance Industry Definitions
Table 2: Chilean Insurance Overall Written Premium by Segment (CLP Billion), 2007–2011
Table 3: Chilean Insurance Overall Written Premium by Segment (US$ Billion), 2007–2011
Table 4: Chilean Insurance Overall Written Premium by Segment (CLP Billion), 2011–2016
Table 5: Chilean Insurance Overall Written Premium by Segment (US$ Billion), 2011–2016
Table 6: Chilean Insurance Segmentation (% Share), 2007–2016
Table 7: Personal Accident and Health Insurance Written Premium by Category (CPL Billion), 2007–2011
Table 8: Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 2007–2011
Table 9: Personal Accident and Health Insurance Written Premium by Category (CPL Billion), 2011–2016
Table 10: Personal Accident and Health Insurance Written Premium by Category (US$ Billion), 2011–2016
Table 11: Personal Accident and Health Insurance – Earned Premium (CPL Billion), 2007–2011
Table 12: Personal Accident and Health Insurance – Earned Premium (CPL Billion), 2011–2016
Table 13: Personal Accident and Health Insurance – Paid Claims by Category (CPL Billion), 2007–2011
Table 14: Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2007–2011
Table 15: Personal Accident and Health Insurance – Paid Claims by Category (CPL Billion), 2011–2016
Table 16: Personal Accident and Health Insurance – Paid Claims by Category (US$ Billion), 2011–2016
Table 17: Personal Accident and Health Insurance – Incurred Loss by Category (CPL Billion), 2007–2011
Table 18: Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2007–2011
Table 19: Personal Accident and Health Insurance – Incurred Loss by Category (CPL Billion), 2011–2016
Table 20: Personal Accident and Health Insurance – Incurred Loss by Category (US$ Billion), 2011–2016
Table 21: Personal Accident and Health Insurance – Loss Ratio (%), 2007–2011
Table 22: Personal Accident and Health Insurance – Loss Ratio (%), 2011–2016
Table 23: Personal Accident and Health Insurance – Commission and Expenses (CPL Billion), 2007–2011
Table 24: Personal Accident and Health Insurance – Commission and Expenses (CPL Billion), 2011–2016
Table 25: Personal Accident and Health Insurance – Combined Ratio (%), 2007–2011
Table 26: Personal Accident and Health Insurance – Combined Ratio (%), 2011–2016
Table 27: Personal Accident and Health Insurance – Frauds and Crimes (CPL Billion), 2007–2011
Table 28: Personal Accident and Health Insurance – Frauds and Crimes (CPL Billion), 2011–2016
Table 29: Personal Accident and Health Insurance – Total Assets (CPL Billion), 2007–2011
Table 30: Personal Accident and Health Insurance – Total Assets (CPL Billion), 2011–2016
Table 31: Personal Accident and Health Insurance – Total Investment Income (CPL Billion), 2007–2011
Table 32: Personal Accident and Health Insurance – Total Investment Income (CPL Billion), 2011–2016
Table 33: Personal Accident and Health Insurance – Retentions (CPL Billion), 2007–2011
Table 34: Personal Accident and Health Insurance – Retentions (CPL Billion), 2011–2016
Table 35: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 36: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 37: Personal Accident Insurance Category – Written Premium (CPL Billion), 2007–2011
Table 38: Personal Accident Insurance Category – Written Premium (CPL Billion), 2011–2016
Table 39: Personal Accident Insurance Category – Loss Ratio (%), 2007–2011
Table 40: Personal Accident Insurance Category – Loss Ratio (%), 2011–2016
Table 41: Travel Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 42: Travel Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 43: Travel Insurance Category – Written Premium (CPL Billion), 2007–2011
Table 44: Travel Insurance Category – Written Premium (CPL Billion), 2011–2016
Table 45: Travel Insurance Category – Loss Ratio (%), 2007–2011
Table 46: Travel Insurance Category – Loss Ratio (%), 2011–2016
Table 47: Health Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Table 48: Health Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Table 49: Health Insurance Category – Written Premium (CPL Billion), 2007–2011
Table 50: Health Insurance Category – Written Premium (CPL Billion), 2011–2016
Table 51: Health Insurance Category – Loss Ratio (%), 2007–2011
Table 52: Health Insurance Category – Loss Ratio (%), 2011–2016
Table 53: Personal Accident and Health Insurance – Direct Marketing Commission Paid (CPL Billion), 2007–2011
Table 54: Personal Accident and Health Insurance – Direct Marketing Commission Paid (CPL Billion), 2011–2016
Table 55: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (CPL Billion), 2007–2011
Table 56: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (CPL Billion), 2011–2016
Table 57: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Table 58: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Table 59: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2007–2011
Table 60: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2011–2016
Table 61: Personal Accident and Health Insurance – Bancassurance Commission Paid (CPL Billion), 2007–2011
Table 62: Personal Accident and Health Insurance – Bancassurance Commission Paid (CPL Billion), 2011–2016
Table 63: Personal Accident and Health Insurance – Written Premium Through Bancassurance (CPL Billion), 2007–2011
Table 64: Personal Accident and Health Insurance – Written Premium Through Bancassurance (CPL Billion), 2011–2016
Table 65: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Table 66: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Table 67: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2007–2011
Table 68: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2011–2016
Table 69: Personal Accident and Health Insurance – Commission Paid to Agencies (CPL Billion), 2007–2011
Table 70: Personal Accident and Health Insurance – Commission Paid to Agencies (CPL Billion), 2011–2016
Table 71: Personal Accident and Health Insurance – Written Premium Through Agencies (CPL Billion), 2007–2011
Table 72: Personal Accident and Health Insurance – Written Premium Through Agencies (CPL Billion), 2011–2016
Table 73: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Table 74: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Table 75: Personal Accident and Health Insurance – Number of Agencies, 2007–2011
Table 76: Personal Accident and Health Insurance – Number of Agencies, 2011–2016
Table 77: Personal Accident and Health Insurance – E-Commerce Commission Paid (CPL Billion), 2007–2011
Table 78: Personal Accident and Health Insurance – E-Commerce Commission Paid (CPL Billion), 2011–2016
Table 79: Personal Accident and Health Insurance – Written Premium Through E-Commerce (CPL Billion), 2007–2011
Table 80: Personal Accident and Health Insurance – Written Premium Through E-Commerce (CPL Billion), 2011–2016
Table 81: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Table 82: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Table 83: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2007–2011
Table 84: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2011–2016
Table 85: Personal Accident and Health Insurance – Commission Paid to Brokers (CPL Billion), 2007–2011
Table 86: Personal Accident and Health Insurance – Commission Paid to Brokers (CPL Billion), 2011–2016
Table 87: Personal Accident and Health Insurance – Written Premium Through Brokers (CPL Billion), 2007–2011
Table 88: Personal Accident and Health Insurance – Written Premium Through Brokers (CPL Billion), 2011–2016
Table 89: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Table 90: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Table 91: Personal Accident and Health Insurance – Number of Brokers, 2007–2011
Table 92: Personal Accident and Health Insurance – Number of Brokers, 2011–2016
Table 93: Personal Accident and Health Insurance – Commission Paid to Other Channels (CPL Billion), 2007–2011
Table 94: Personal Accident and Health Insurance – Commission Paid to Other Channels (CPL Billion), 2011–2016
Table 95: Personal Accident and Health Insurance – Written Premium Through Other Channels (CPL Billion), 2007–2011
Table 96: Personal Accident and Health Insurance – Written Premium Through Other Channels (CPL Billion), 2011–2016
Table 97: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Table 98: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Table 99: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2007–2011
Table 100: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2011–2016
Table 101: Chilean Reinsurance Segment by Category (CLP Billion), 2007–2011
Table 102: Chilean Reinsurance Segment by Category (US$ Billion), 2007–2011
Table 103: Chilean Reinsurance Segment by Category (CLP Billion), 2011–2016
Table 104: Chilean Reinsurance Segment by Category (US$ Billion), 2011–2016
Table 105: Premium Ceded to Reinsurance by Type of Insurance (CLP Billion), 2007–2011
Table 106: Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2007–2011
Table 107: Premium Ceded to Reinsurance by Type of Insurance (CLP Billion), 2011–2016
Table 108: Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2011–2016
Table 109: Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2007–2011
Table 110: Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2011–2016
Table 111: Chilean Personal Accident and Health Insurance – Leading Companies (% Share), 2007–2011
Table 112: MetLife Chile Seguros de Vida, Key Facts
Table 113: BICE Vida Compañía de Seguros SA, Key Facts
Table 114: Compañía de Seguros Cardif Chile, Key Facts
Table 115: BCI Seguros Generales SA, Key Facts
Table 116: Santander Seguros de Vida SA, Key Facts
Table 117: Seguros de Vida Sura SA, Key Facts
Table 118: Compañía de Seguros de Vida Cruz Del Sur SA, Key Facts

List of Figures

Figure 1: Chilean Insurance Overall Written Premium by Segment (CLP Billion), 2007–2016
Figure 2: Chilean Insurance Dynamics by Segment, 2007–2016
Figure 3: Personal Accident and Health Insurance Written Premium by Category (CPL Billion), 2007–2016
Figure 4: Personal Accident and Health Insurance Written Premium by Category (% Share), 2011 and 2016
Figure 5: Personal Accident and Health Insurance Market Dynamics by Category, 2007–2016
Figure 6: Personal Accident and Health Insurance – Earned Premium (CPL Billion), 2007–2011
Figure 7: Personal Accident and Health Insurance – Earned Premium (CPL Billion), 2011–2016
Figure 8: Personal Accident and Health Insurance – Paid Claims by Category (CPL Billion), 2007–2016
Figure 9: Personal Accident and Health Insurance – Incurred Loss by Category (CPL Billion), 2007–2016
Figure 10: Personal Accident and Health Insurance – Loss Ratio (%), 2007–2011
Figure 11: Personal Accident and Health Insurance – Loss Ratio (%), 2011–2016
Figure 12: Personal Accident and Health Insurance – Commission and Expenses (CPL Billion), 2007–2011
Figure 13: Personal Accident and Health Insurance – Commission and Expenses (CPL Billion), 2011–2016
Figure 14: Personal Accident and Health Insurance – Combined Ratio (%), 2007–2011
Figure 15: Personal Accident and Health Insurance – Combined Ratio (%), 2011–2016
Figure 16: Personal Accident and Health Insurance – Frauds and Crimes (CPL Billion), 2007–2011
Figure 17: Personal Accident and Health Insurance – Frauds and Crimes (CPL Billion), 2011–2016
Figure 18: Personal Accident and Health Insurance – Total Assets (CPL Billion), 2007–2011
Figure 19: Personal Accident and Health Insurance – Total Assets (CPL Billion), 2011–2016
Figure 20: Personal Accident and Health Insurance – Total Investment Income (CPL Billion), 2007–2011
Figure 21: Personal Accident and Health Insurance – Total Investment Income (CPL Billion), 2011–2016
Figure 22: Personal Accident and Health Insurance – Retentions (CPL Billion), 2007–2011
Figure 23: Personal Accident and Health Insurance – Retentions (CPL Billion), 2011–2016
Figure 24: Personal Accident and Health Insurance – Investment Portfolio (CPL Billion), 2007–2011
Figure 25: Personal Accident and Health Insurance – Investment Portfolio (% Share), 2007 and 2011
Figure 26: Personal Accident and Health Insurance Penetration (% of GDP), 2007–2011
Figure 27: Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2007–2011
Figure 28: Personal Accident and Health Insurance – Number of Policies Sold (Thousand), 2011–2016
Figure 29: Personal Accident and Health Insurance – Premium Per Capita (CPL), 2007–2011
Figure 30: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 31: Personal Accident Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 32: Personal Accident Insurance Category – Written Premium (CPL Billion), 2007–2011
Figure 33: Personal Accident Insurance Category – Written Premium (CPL Billion), 2011–2016
Figure 34: Personal Accident Insurance Category – Loss Ratio (%), 2007–2011
Figure 35: Personal Accident Insurance Category – Loss Ratio (%), 2011–2016
Figure 36: Travel Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 37: Travel Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 38: Travel Insurance Category – Written Premium (CPL Billion), 2007–2011
Figure 39: Travel Insurance Category – Written Premium (CPL Billion), 2011–2016
Figure 40: Travel Insurance Category – Loss Ratio (%), 2007–2011
Figure 41: Travel Insurance Category – Loss Ratio (%), 2011–2016
Figure 42: Health Insurance Category – Number of Policies Sold (Thousand), 2007–2011
Figure 43: Health Insurance Category – Number of Policies Sold (Thousand), 2011–2016
Figure 44: Health Insurance Category – Written Premium (CPL Billion), 2007–2011
Figure 45: Health Insurance Category – Written Premium (CPL Billion), 2011–2016
Figure 46: Health Insurance Category – Loss Ratio (%), 2007–2011
Figure 47: Health Insurance Category – Loss Ratio (%), 2011–2016
Figure 48: Personal Accident and Health Insurance Written Premium by Distribution Channel (% Share), 2011 and 2016
Figure 49: Personal Accident and Health Insurance – Direct Marketing Commission Paid (CPL Billion), 2007–2011
Figure 50: Personal Accident and Health Insurance – Direct Marketing Commission Paid (CPL Billion), 2011–2016
Figure 51: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (CPL Billion), 2007–2011
Figure 52: Personal Accident and Health Insurance – Written Premium Through Direct Marketing (CPL Billion), 2011–2016
Figure 53: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2007–2011
Figure 54: Personal Accident and Health Insurance – Policies Sold Through Direct Marketing (Thousand), 2011–2016
Figure 55: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2007–2011
Figure 56: Personal Accident and Health Insurance – Number of Direct Marketing Distributors, 2011–2016
Figure 57: Personal Accident and Health Insurance – Bancassurance Commission Paid (CPL Billion), 2007–2011
Figure 58: Personal Accident and Health Insurance – Bancassurance Commission Paid (CPL Billion), 2011–2016
Figure 59: Personal Accident and Health Insurance – Written Premium Through Bancassurance (CPL Billion), 2007–2011
Figure 60: Personal Accident and Health Insurance – Written Premium Through Bancassurance (CPL Billion), 2011–2016
Figure 61: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2007–2011
Figure 62: Personal Accident and Health Insurance – Policies Sold Through Bancassurance (Thousand), 2011–2016
Figure 63: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2007–2011
Figure 64: Personal Accident and Health Insurance – Number of Bancassurance Distributors, 2011–2016
Figure 65: Personal Accident and Health Insurance – Commission Paid to Agencies (CPL Billion), 2007–2011
Figure 66: Personal Accident and Health Insurance – Commission Paid to Agencies (CPL Billion), 2011–2016
Figure 67: Personal Accident and Health Insurance – Written Premium Through Agencies (CPL Billion), 2007–2011
Figure 68: Personal Accident and Health Insurance – Written Premium Through Agencies (CPL Billion), 2011–2016
Figure 69: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2007–2011
Figure 70: Personal Accident and Health Insurance – Policies Sold Through Agencies (Thousand), 2011–2016
Figure 71: Personal Accident and Health Insurance – Number of Agencies, 2007–2011
Figure 72: Personal Accident and Health Insurance – Number of Agencies, 2011–2016
Figure 73: Personal Accident and Health Insurance – E-Commerce Commission Paid (CPL Billion), 2007–2011
Figure 74: Personal Accident and Health Insurance – E-Commerce Commission Paid (CPL Billion), 2011–2016
Figure 75: Personal Accident and Health Insurance – Written Premium Through E-Commerce (CPL Billion), 2007–2011
Figure 76: Personal Accident and Health Insurance – Written Premium Through E-Commerce (CPL Billion), 2011–2016
Figure 77: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2007–2011
Figure 78: Personal Accident and Health Insurance – Policies Sold Through E-Commerce (Thousand), 2011–2016
Figure 79: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2007–2011
Figure 80: Personal Accident and Health Insurance – Number of E-Commerce Distributors, 2011–2016
Figure 81: Personal Accident and Health Insurance – Commission Paid to Brokers (CPL Billion), 2007–2011
Figure 82: Personal Accident and Health Insurance – Commission Paid to Brokers (CPL Billion), 2011–2016
Figure 83: Personal Accident and Health Insurance – Written Premium Through Brokers (CPL Billion), 2007–2011
Figure 84: Personal Accident and Health Insurance – Written Premium Through Brokers (CPL Billion), 2011–2016
Figure 85: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2007–2011
Figure 86: Personal Accident and Health Insurance – Policies Sold Through Brokers (Thousand), 2011–2016
Figure 87: Personal Accident and Health Insurance – Number of Brokers, 2007–2011
Figure 88: Personal Accident and Health Insurance – Number of Brokers, 2011–2016
Figure 89: Personal Accident and Health Insurance – Commission Paid to Other Channels (CPL Billion), 2007–2011
Figure 90: Personal Accident and Health Insurance – Commission Paid to Other Channels (CPL Billion), 2011–2016
Figure 91: Personal Accident and Health Insurance – Written Premium Through Other Channels (CPL Billion), 2007–2011
Figure 92: Personal Accident and Health Insurance – Written Premium Through Other Channels (CPL Billion), 2011–2016
Figure 93: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2007–2011
Figure 94: Personal Accident and Health Insurance – Policies Sold Through Other Channels (Thousand), 2011–2016
Figure 95: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2007–2011
Figure 96: Personal Accident and Health Insurance – Number of Distributors in Other Channels, 2011–2016
Figure 97: Chilean Personal Accident and Health Insurance Segment: Five Forces Analysis
Figure 98: Premium Ceded to Reinsurance by Category (CLP Billion), 2007–2016
Figure 99: Premium Ceded to Reinsurance by Category (% Share), 2011 and 2016
Figure 100: Reinsurance Segment Dynamics by Category, 2007–2016
Figure 101: Premium Ceded to Reinsurance by Type of Insurance (CLP Billion), 2007–2016
Figure 102: Reinsurance Segment Dynamics by Type of Insurance, 2007–2016
Figure 103: Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2007–2011
Figure 104: Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2011–2016
Figure 105: Chilean Personal Accident and Health Insurance Market – Leading Companies (% Share), 2007 and 2011
Figure 106: Personal Accident and Health Insurance – Top Five Companies’ Gross Written Premium (CLP Billion), 2010–2011
Figure 107: Santiago Stock Exchange (SSE) Segment Capitalization (US$ Billion), 2007–2011
Figure 108: Chilean GDP at Constant Prices (US$ Billion), 2007–2011
Figure 109: Chilean GDP Per Capita at Constant Prices (US$), 2007–2011
Figure 110: Chilean GDP at Current Prices (US$ Billion), 2007–2011
Figure 111: Chilean GDP Per Capita at Current Prices (US$), 2007–2011
Figure 112: Chilean GDP by Key Sectors (%), 2009 and 2011
Figure 113: Chilean Agricultural Net Output at Current Prices (CLP Billion), 2007–2011
Figure 114: Chilean Agricultural Net Output at Current Prices (US$ Billion), 2007–2011
Figure 115: Chilean Agricultural Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 116: Chilean Manufacturing Net Output at Current Prices (CLP Billion), 2007–2011
Figure 117: Chilean Manufacturing Net Output at Current Prices (US$ Billion), 2007–2011
Figure 118: Chilean Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 119: Chilean Mining, Manufacturing and Utilities Net Output at Current Prices (CLP Billion), 2007–2011
Figure 120: Chilean Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2007–2011
Figure 121: Chilean Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 122: Chilean Construction Net Output at Current Prices (CLP Billion), 2007–2011
Figure 123: Chilean Construction Net Output at Current Prices (US$ Billion), 2007–2011
Figure 124: Chilean Construction Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 125: Chilean Inflation Rate (%), 2007–2011
Figure 126: Chilean Current Account Balance as a Percentage of GDP(%), 2007–2011
Figure 127: Chilean Exports as a Percentage of GDP (%), 2007–2011
Figure 128: Chilean Imports as a Percentage of GDP (%), 2007–2011
Figure 129: Chilean Exports Growth (%), 2007–2011
Figure 130: Chilean Imports Growth (%), 2007–2011
Figure 131: Chilean Annual Average Exchange Rate US$–CLP, 2007–2011
Figure 132: Chilean End-of-Period Exchange Rate US$–CLP, 2007–2011
Figure 133: Chilean Airports and Sea Ports (Number), 2011
Figure 134: Chilean Railways and Roadways (Kilometers), 2011
Figure 135: Chilean Vehicle Production, 2007–2011
Figure 136: Chilean Automotive Component Exports (US$ Million), 2007–2011
Figure 137: Chilean Automotive Component Imports (US$ Million), 2007–2011
Figure 138: Chilean Passenger Car Penetration (Per Thousand People), 2007–2011
Figure 139: Chilean Healthcare Expenditure (US$ Billion), 2007–2011
Figure 140: Chilean Healthcare Expenditure as a Percentage of GDP (%), 2007–2011
Figure 141: Chilean Per Capita Healthcare Expenditure (US$), 2007–2011
Figure 142: Chilean Internet Subscriptions (Million), 2007–2011
Figure 143: Chilean Size of Labor Force in 15–59 Age Group (Million), 2007–2011
Figure 144: Chilean Unemployment Rate (%), 2007–2011
Figure 145: Chilean Annual Disposable Income (US$ Billion), 2007–2011
Figure 146: Chilean Annual Per Capita Disposable Income (US$), 2007–2011
Figure 147: Chilean Total Population (Million), 2007–2011
Figure 148: Chilean Urban and Rural Population (%), 2007–2011
Figure 149: Chilean Females as a Percentage of the Total Population (%), 2007–2011
Figure 150: Chilean Males as a Percentage of the Total Population (%), 2007–2011
Figure 151: Mean Age of Chilean Population, 2007–2011
Figure 152: Chilean Population Median Age (Year), 2007–2011
Figure 153: Chilean Population Density (per Square Kilometer), 2007–2011
Figure 154: Chilean Population Distribution by Age (%), 2007–2011
Figure 155: Chilean Male Population Distribution by Age Group (%), 2007–2011
Figure 156: Chilean Female Population Distribution by Age Group (%), 2007–2011
Figure 157: Chilean Number of Households (Million), 2007–2011
Figure 158: Global Terrorism Heat Map, 2011
Figure 159: Chilean Transparency Index, 2007–2011